IBPS AFO Syllabus 2026 covers Preliminary Phase, Mains Phase and Interview Phase. Here you will get the detailed section-wise Syllabus IBPS AFO Preliminary and Mains Exam.

IBPS AFO Prelims Exam Pattern

Before diving into the topics, let’s look at the structure. The Prelims is an objective-type online exam with three sections.

Important Note: The marks obtained in the Preliminary examination are qualifying in nature and are not added to the final merit list. You just need to clear the sectional and overall cut-offs.

Section	No. of Questions	Max. Marks	Duration	Language
English Language	50	25	40 Mins	English
Reasoning Ability	50	50	40 Mins	Eng/Hindi
Quantitative Aptitude	50	50	40 Mins	Eng/Hindi
Total	150	125	2 Hours

⚠️ Negative Marking: There is a penalty of 0.25 marks for every wrong answer.

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IBPS AFO Pre Detailed Section-Wise Syllabus

1. Quantitative Aptitude (Maths)

Target Score: 25+ Marks

This section tests your calculation speed and numerical ability. For AFO aspirants, Data Interpretation is the key to success.

• Data Interpretation (High Weightage):
  • Bar Graphs, Line Graphs, Pie Charts
  • Tabular DI
  • Caselet DI (Paragraph based)
  • Missing DI
• Speed Math (Scoring Topics):
  • Simplification & Approximation
  • Number Series (Missing & Wrong)
  • Quadratic Equations (Inequality)
• Arithmetic (Word Problems):
  • Percentage
  • Profit & Loss
  • Ratio & Proportion
  • Average
  • Simple & Compound Interest
  • Time & Work (Pipes & Cisterns)
  • Speed, Time & Distance (Trains, Boats)
  • Mensuration (2D & 3D)
  • Permutation, Combination & Probability

AgroMind Pro-Tip: Don’t try to solve all Arithmetic problems. Master DI, Number Series, and Quadratic Equations first—they constitute 20-25 marks alone!

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2. Reasoning Ability

Target Score: 25+ Marks

This section tests your logical thinking. Puzzles dominate this section, but they are time-consuming. Balance them with “Miscellaneous” topics.

• Puzzles & Seating Arrangement (Major Chunk – 15 to 20 Marks):
  • Linear Seating (Single/Double row)
  • Circular/Square Seating Arrangement
  • Floor & Flat based Puzzles
  • Box based Puzzles
  • Scheduling (Day/Month/Year based)
• Logical Reasoning (Miscellaneous – High Accuracy):
  • Syllogism (Only a few cases)
  • Inequality (Coded & Direct)
  • Blood Relations
  • Direction & Distance
  • Coding-Decoding
  • Order & Ranking
  • Input-Output (Machine Input)
  • Data Sufficiency (2 Statements)
• Verbal Reasoning:
  • Statement & Assumptions
  • Course of Action
  • Cause & Effect

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3. English Language

Target Score: 10-15 Marks (Qualifying is usually low)

This is often the toughest section for many agriculture students. Remember, you don’t need to be a Shakespeare; you just need to clear the cutoff.

• Reading Ability:
  • Reading Comprehension (RC): (Usually based on Economy, Agriculture, or Social Issues)
  • Cloze Test (Fill in the blanks in a passage)
  • Para Jumbles (Sentence Rearrangement)
• Grammar & Vocabulary:
  • Error Detection / Spotting Errors
  • Sentence Improvement / Correction
  • Fill in the Blanks (Single/Double fillers)
  • Word Swap / Word Usage
  • Connectors / Starters
  • Vocabulary (Synonyms & Antonyms asked within RC)

IBPS AFO Mains Syllabus 2026

The syllabus is vast and covers almost every aspect of Agriculture and allied sciences. It is categorized into the following key modules:

Exam Pattern:

Section	Subject	No. of Questions	Max. Marks	Duration	Language
Professional Knowledge	Agriculture & Allied Subjects	60	60	45 Minutes	Hindi & English

1. Basics of Crop Production

• Agriculture in India & Major Crops
• Types of Cultivation
• Irrigation Systems in India
• Genetically Modified (GM) Crops
• Agriculture-based Research Institutes in India
• Animal Husbandry statistics and basics

2. Soil Science

• Soil Resources: Soil Types of India and their characteristics.
• Fertility: Plant nutrients, Deficiencies, and Fertilizers (Consumption & Types).
• Tillage: Concepts and practices.
• Green Manuring: Types and benefits.
• Soil Facts: Indian soil facts and classification.

3. Agriculture Finance & Banking (High Weightage)

• Loans: Short-term, Medium-term, and Long-term loans.
• Schemes: Kisan Credit Card (KCC), Lead Bank Scheme, Service Area Approach.
• Institutions: NABARD, RRBs, SLBC (State Level Bankers Committee).
• Priority Sector Lending (PSL): Targets for agriculture.
• Warehouse Receipts: Advances against warehouse receipts.
• Crop Insurance: Pradhan Mantri Fasal Bima Yojana (PMFBY), Rashtriya Krishi Bima Yojana.
• Financing: Tractors, Combined Harvesters, Gold/Silver ornaments for agri purposes.

4. Government Schemes

• Rural Development: Swarnajayanti Gram Swarozgar Yojana (SGSY), NRLM.
• Employment: MGNREGA, Prime Minister’s Employment Generation Programme (PMEGP).
• Poverty Alleviation: Urban & Rural poverty reduction schemes.
• Others: PM-KISAN, PM-KSY, Schemes for SC/STs in agriculture.

5. Horticulture

• Commercial Horticulture: Plantation crops, Floriculture.
• Fruits & Vegetables: Cultivation practices, varieties, and preservation.
• Amateur Horticulture: Gardening and landscaping basics.

6. Seed Science

• Basics of Seed Science.
• Seed Testing and Certification standards.
• Classes of Seeds (Breeder, Foundation, Certified, etc.).

7. Agricultural Economics

• Basics of Agri-Economics.
• Cost of Production & MSP (Minimum Support Price).
• Agricultural Marketing (APMC, e-NAM).

8. Irrigation Methods

• Micro Irrigation: Drip and Sprinkler irrigation (Components & Efficiency).
• Other Methods: Lift Irrigation, River Lift Irrigation Schemes.
• Minor Irrigation projects.

9. Agricultural Practices & Engineering

• Field Operations: Soil preparation, Sowing, Weeding, Harvesting, Threshing.
• Farm Mechanization: Tillage implements, Sowing equipment, Plant protection equipment.
• Post-Harvest Technology: Storage, Processing, and Value Addition.

10. Allied Sciences (Miscellaneous)

• Animal Husbandry: Breeds of Cows, Buffaloes, Sheep, Goat, Poultry; Diseases and Vaccination.
• Dairy Science: Milk composition, processing, and products.
• Entomology: Major pests and their control.
• Plant Pathology: Major diseases and management.
• Fisheries: Basic concepts of aquaculture.
• Self Help Groups (SHGs): Structure, Need, and Linkage with banks.

IBPS AFO Interview Phase:

Once you clear the Mains examination, you will be called for the Interview. This stage is not just about your knowledge but your personality, communication skills, and suitability for the role of a Bank Officer.

1. Weightage & Scoring

• Total Marks: 100
• Weightage: The final merit list is prepared on an 80:20 ratio (Mains Score : Interview Score).
• Qualifying Marks: You must score a minimum of 40% (General Category) or 35% (SC/ST/OBC/PwBD) to qualify.

2. Key Areas of Questioning

• Personal (HR): “Tell us about yourself,” “Why do you want to join banking after Agriculture?”, Strengths & Weaknesses.
• Technical (Agriculture): Basics of Agronomy, Soil Science, current MSP rates, and major crops of your home state.
• Banking Awareness: Questions on Kisan Credit Card (KCC), Priority Sector Lending (PSL), NPA (Non-Performing Assets), and functions of NABARD/RBI.
• Situational: “How will you recover a loan from a distressed farmer?”

3. Document Verification (DV) Before entering the interview room, your documents (Degree, Marksheets, Caste Certificate, etc.) are verified. Any discrepancy here can lead to immediate disqualification.

4. Panel & Duration

• The panel usually consists of 4-5 members.
• The interview typically lasts for 10 to 20 minutes.

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